Our tip: In general, it is advisable to compare different offers before taking out a payday loan. Our loan calculator is happy to help.
Quick and easy is also the Dispo available. Provided, of course, that this has already been requested in advance. As a call-off loan, it can be used at any time. And without additional permission. However, the dispo is quite expensive, since the interest rates are very high.
In addition, the financial resources are limited because the dispo can not be granted in any amount. It must therefore be carefully considered whether it should be used and what benefits can be drawn from it.
The dealer credit
The dealer loan is a common method to pay for purchased items using a installment payment agreement. The dealer loan is a special purpose loan. This means that no payment of the money takes place, but that this immediately flows into the financing. Therefore, the dealer credit is also available very quickly.
This can be recorded at dealers who are active on the Internet as well as locally. Often these are furniture dealers, technology dealers or mail order companies offering installment payment agreements. For the use of an identity card or passport for identification is required. As a rule, the application is completed within a few minutes.
What needs to be considered?
Even though we have listed a few examples that allow a credit within 15 minutes, the following must be considered:
- As a rule, only small loans work as instant loans
- the borrower must have a good credit rating
- the loan application must be completed
- all documents must be enclosed in full
- The loan must be requested during the opening hours of the bank
Only when these aspects can be fulfilled is it possible to borrow quickly and effectively. And only then will it be possible to get a loan in 15 minutes.